Budget Management
With budget management, someone else (a company hired by the municipality) manages your money according to a plan. This manager ensures that you do not spend more money than what comes in.
The largest part of your income is used to pay your fixed costs. In addition, the manager pays off debts and helps you to save. You receive an amount for your daily costs and groceries. Budget management is used when it is necessary to improve or stabilize your financial situation.