Are you a (former) entrepreneur or self-employed person experiencing personal or business financial problems? You can also contact the municipality in case of (incipient) debts. Would you just like to have a conversation to tell your story? That is also possible. 

As a business owner, you want to solve your problems yourself but sometimes help is needed. Don't wait too long. We can help you and are happy to think with you to improve your situation.

We offer advice on your money matters. Even if you have no debts. The support is always tailor-made. We look at the future prospects of your company, its viability, your administration and possibilities for financing. Together with you, we look for solutions such as (additional) assistance for living expenses and/or a loan for working capital. We can also put you in touch with specialized debt assistance to settle your debts. 

Assistance for entrepreneurs, self-employed or freelancers

Sometimes you can apply for assistance as a self-employed person. For example, if you want to start your own business from the benefit or if your business has temporary financial problems. Have you just started as an entrepreneur? We will support you if you do not succeed in earning a (minimum) income. You can appeal to the Bbz scheme(Besluit bijstandverlening zelfstandigen(external link) 2004).

More information: Self-employment assistance.

Debt assistance for entrepreneurs and/or self-employed workers

Everything starts with a conversation in which you explain your situation to us. You will receive advice on which support is best suited to your situation. If necessary and you agree, you will receive debt assistance from a specialized agency. They will help identify the causes, try to make arrangements with creditors and prevent bankruptcy. Together with you, they look for solutions. This is free of charge. For more information and advice, contact us at 14 079 or complete the form Help with money matters and debts. We will call you back within 1 working day.

Note: Do you prefer to handle your debts yourself? Go to: link).

Learn more


  • To the point The Entrepreneur House(external link) helps self-employed entrepreneurs and freelancers with coaching and other services to make your entrepreneurship a success.
  • Following a free sounding board interview, Stichting Ondernemersklankbord (OKB)(external link) offers six months of professional advice and guidance to entrepreneurs in the Netherlands almost free of charge. They pair experienced mentors with entrepreneurs to help with a variety of business challenges, such as growth, restructuring, and financial planning. OKB supports the success and sustainability of local SMEs.

Money Point

At the Money Point, all Zoetermeerders can talk about money in an approachable way. This can be done by phone, email or at the Money Point itself. The Money Point staff have the attention and knowledge to look together for the support that inZet can provide.

The Money Point can be reached in several ways.

  • By phone at 06-15031286. This number can be reached between 9 a.m. and 4:30 p.m. Monday through Friday. Calling the phone number is free of charge
  • Via email:
  • At the InZet location in Noordhove & Seghwaert. Staff are here every Tuesday between 11 a.m. and 3 p.m.. The address of the drop-in point is Petunia Garden 7. You can come here without an appointment.