Health insurance for low-income people (municipal policy)

The municipality believes it is important that residents with a low income are also well insured. That is why the municipality offers a health insurance (municipal policy).

Do you have a low income? Then in 2025 you can choose from various policies from health insurer Menzis In some cases, the municipality contributes to the premium. 

Do you expect high healthcare costs in 2025? Then you can choose the extensive GarantVerzorgd policies with various additional insurances. You also have the option to insure the deductible of € 385.  

Do you have little to no healthcare costs? Then you can consider the BasisVoordelig policy. Make your choice based on your expected healthcare costs and the reimbursements that the insurance offers. On www.gezondverzekerd.nl/zoetermeer you will find a selection aid that will help you choose the health insurance that best suits you.

Children up to 18 years are insured free of charge. You must register them with the health insurer.

What you need to know

The rules for participating in the municipal policy are:

  • You live in Zoetermeer and are registered here.
  • You are not known to the Dutch Healthcare Institute due to a arrears in premium payments.
  • Your income may not exceed a maximum of 120% of the statutory social minimum (excluding holiday allowance). See: social assistance standards . Income is understood to mean: wages, benefits, tax credits from the tax authorities, alimony, pension, annuity, etc. Your savings and assets do not count.

Would you like to know if you are entitled to the municipal policy? Please contact the Werkplein .

Special assistance

Take the following into account:

  • You must pay the deductible of €385 yourself. You cannot apply for special assistance for this. Are you unable to pay the amount in one go? Then contact Menzis to agree on a payment arrangement.
  • If you choose a limited insurance with a low premium, some costs will only be reimbursed in part or not at all.
  • If you choose comprehensive insurance with a higher premium, you will be reimbursed for more costs.
  • You can only apply for special assistance for costs that are higher than the maximum reimbursement of the comprehensive insurance. This also applies if you have an insurance with a low premium.
  • You cannot apply for special assistance for the difference between the lower and higher compensation.

What you need to do

You can switch to the municipal policy up to and including 31 December. This can be done via the website www.gezondverzekerd.nl .

This health insurance is only for people with a low income. That is why your application will be checked by the municipality. Your application must be received by 31 December at the latest. Are you eligible? Then the insurance you have will be cancelled for you by Menzis.

Health care allowance

If you have a low income and/or are studying, you may also be entitled to health care allowance. You can apply for health care allowance at the Tax and Customs Administration .

Student finance

Are you receiving student finance? Then unfortunately you cannot participate in the municipal policy. A number of health insurers have special affordable health insurance policies for students.

Costs

On the website www.gezondverzekerd.nl/zoetermeer you will find all information about the policies and costs (premiums).

Questions?

Do you have any questions? Then call Menzis on 088 - 222 40 80 .